401 (k) Plan Design and Management

​Understanding that our clients have a diverse array of needs when it comes to their retirement plan, Bank of New Hampshire is pleased to offer Roadways to Retirement, our retirement program for corporate and institutional clients.

This program focuses on investment management, employee education and plan design. Roadways to Retirement delivers a full-service New Hampshire based solution for our Clients' needs. To enhance these services, we partner with BPAS, a full service record keeper devoted to simplifying the role of Human Resources.

  • Plan design and service for all types of retirement plans: 401(k), 403(b), 457, Profit Sharing, Defined Benefit and Non-Qualified Plans. We deliver a total retirement solution under one roof with bundled competitive pricing.
  • Extensive participant education program. This includes the onsite presence of Bank of New Hampshire to educate your employees utilizing both group and individual meetings. It also includes a full array of education literature, including enrollment booklets, attractive quarterly statements with a participant newsletter and web based educational tools. 
  • Open architecture on plan investments. We currently offer over 1,800 funds from approximately 200 fund families, and can trade virtually any fund on the NSCC that will operate on a no sales charge basis. 
  • All-inclusive participant website, featuring balance inquiry, investment transfers loan modeling, statement generation, fund fact sheets and prospectuses, automatic rebalancing, online forms and personalized rate of return. 
  • 24-hour internet access for employers, with balance inquiry capabilities at the participant level, online submission of data and retrieval of valuation statements and a wide array of real-time management reports. 
  • 24-hour voice response technology with live participant service representatives (8:00 to 5:00, Monday through Friday excluding holidays) to answer participant questions. 
  • Comprehensive plan administration and “recordkeeping”. We track all of your employees, not only those with a balance. This allows us to perform eligibly determination, online enrollments and real time vesting updates. We include simplified loan and distribution processing, as well as year end testing.